Privacy Policy

Hello Wallet (“we,” “us,” or “our”) is committed to preserving the privacy and confidentiality of our users’ information. This Privacy Policy explains the information collected, how it is used, stored, and protected when you use our mobile application (“Hello Wallet” or the “App”).

Information We Collect

Personal Information: When you register an account with Hello Wallet, we may collect some personal information such as your name, email address, and phone number.

Account References: Users can create financial accounts in Hello Wallet and reference their actual financial accounts for identification purposes. We do not collect or store your financial account details (e.g., account numbers, credit card numbers, bank login credentials).

Device Information: We may collect device information such as IP address, device type, operating system, and unique device identifiers for analytics and security purposes.

How We Use Information

Financial Management: Hello Wallet allows users to manage their finances by referencing their actual accounts for identification. Users can manually record transactions and track expenses within the app for their reference and analysis.

Analytical Data: The app provides analytical data based on the user’s manually recorded transactions. This includes generating reports and insights to help users understand their spending habits and financial patterns.

Communication: We may use your contact information to send you updates, newsletters, service-related announcements, and promotional materials. You can opt-out of these communications at any time.

Account Deletion Policy

1. Overview

Users of Hello Wallet – Money Management have full control over their account and personal data.You can request permanent deletion of your account at any time directly from the app or by contacting us.

This section explains how account deletion works and what happens to your data.

Data Retention: After deleting your account, we do not store the deleted account’s data in our systems.

2. How to Delete Your Account
Method 1: In-App Deletion (Recommended)

You can delete your account directly from the mobile app by following these steps:

  1. Open the Hello Wallet app

  2. Go to Profile

  3. Scroll down and tap “Delete Account”

  4. Follow the steps:

    • Step 1: Review warning message

    • Step 2: Select a reason for deletion

    • Step 3: Confirm deletion

  5. Tap “Confirm” to permanently delete your account

Method 2: Request via Support (If unable to access app)

If you cannot access your account, you can request deletion by:

3. What Happens When You Delete Your Account

When you confirm account deletion:

  • Your account will be permanently deleted

  • All associated data (transactions, settings, history) will be removed

  • You will lose access to all app features and services

  • This action is irreversible

4. Data Retention (If Applicable)

In some cases, certain data may be retained for a limited period:

  • To comply with legal obligations

  • To prevent fraud or abuse

  • For security and audit purposes

Any retained data will not be used for personal identification or marketing.

5. Processing Time
  • In-app deletion: Immediate or within 24 hours

  • Manual requests: Up to 7 working days

6. Important Notes
  • Account deletion is permanent and cannot be undone

  • You cannot recover your account once deleted

  • You will need to create a new account if you wish to use the app again

7. Need Help?

If you face any issues with account deletion, contact us at info@hellowallet.app

Data Privacy and Security

Data Security: Hello Wallet employs industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. We use encryption, access controls, and secure server infrastructure to safeguard your data.

Data Retention: After deleting your account, we do not store the deleted account’s data in our systems.

Updates to Privacy Policy

We reserve the right to update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify users of any material changes through the app or via email.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our practices, please contact us at info@hellowallet.app